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LIC Bhagya Lakshmi Policy: In today's time, along with earning, every person also makes plans for investment. Life Insurance Corporation (LIC), the country's largest and oldest insurance company, keeps on coming up with various schemes for the people from time to time. If you belong to small income group and are planning to buy an insurance plan for yourself then you can invest in LIC Bhagya Lakshmi Policy.
LIC Bhagya Lakshmi Policy is a micro insurance plan through which even low income people can buy LIC policy plan. This policy is a term plan in which 110 percent premium is available in return. Along with this, it is a limited premium payment plan in which the investor gets high returns for less investment. If you are thinking of investing in this plan, then it is important to know some important things related to this policy. So let's know about this plan-
Know the things about LIC Bhagya Lakshmi policy-
-While buying this policy, investors can choose the paying term to pay the premium amount.
With this, you will be able to choose for yourself how long you can invest in this policy.
The minimum age should be 18 years to take this policy.
You can invest in this policy for a minimum of 5 years and a maximum of 13 years.
In this policy, insurance cover is available for 2 years more than the tenure of investment. For example, if you are investing for 13 years, then you will get a cover of 15 years.
Loan facility is not available on this policy.
Amount received on maturity-
On investing in this policy, you will get a minimum sum assured of Rs 20,000 and a maximum sum assured of Rs 50,000. Along with this, you will get 110 percent amount on maturity. If an insured commits suicide after taking this policy, then in such a situation you will not get any benefit of this policy. At the same time, after one year, in case of such an incident, the full amount will be paid to the nominee. Apart from this, if the policyholder wants, you can also surrender the policy in case the policyholder likes. gets back.
Have to deposit so much Rs.
If an insured opts for a plan of 13 years at the age of 30, then in such a situation he will get an insurance cover of 15 years. If he chooses a sum assured of Rs 20 thousand, then in such a situation, he will have to pay a total of Rs 9,823 i.e. Rs 756 annually and Rs 63 per month. In such a situation, on the death of that person, the family will get 20 thousand rupees and on survival, 110 percent sum assured will get Rs 10,805.
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