Crypto Credit Cards : how much different from bank credit cards, know how to payment and other details - TechyWebTech
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Crypto Credit Cards : how much different from bank credit cards, know how to payment and other details

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    Crypto Credit Cards: Credit cards are considered a convenient way to make payments or make purchases.

    On the same lines, cryptocurrency credit cards are also being discussed loudly these days.

    The cryptocurrency market is running in billions today, so the era of crypto credit cards has also started.

    Just like you use the credit cards of banks as cash, you can also use crypto credit cards.

    Now the question is, like shopping with credit cards gives rewards and cashback, is it the same with crypto credit cards? Like the interest we pay on credit cards, is it the same with crypto credit cards?

    what is crypto credit card


    A crypto credit card is a kind of debit card and it is similar to a bank's credit or debit card.

    The only difference is that bank credit or debit cards use note currency or coin currency, but crypto credit cards are completely linked to digital currency or cryptocurrency.

    Just like we do not give cash and extend the card in transactions with banks' credit or debit cards, in the same way we will not need to give bitcoin, ethereum or dogecoin in crypto credit cards.

    Through crypto credit card, first the cryptocurrency will be converted into the currency of that country and then it will be given to the payer.

    The person making the payment will pay the amount on the purchase of any goods.

    This work will also take the same time as the cards of banks because it is equipped with all the hi-tech facilities online.

    Rewards

    Different crypto credit cards offer different rewards to the user.

    The Gemini credit card gives up to 3% rewards in bitcoin.

    It is immediately credited to the Gemini account of the user.

    BlockFi credit card users get rewards of up to 1.5 percent on payments made with 10 types of cryptocurrencies, including bitcoin and ethereum.

    You can also withdraw cash from this

    With this crypto card, cash can also be withdrawn like a credit card.

    The first crypto credit card was issued by Coinbase in the name of Shift Card.

    The balance of bitcoins is deposited in the shift card and the balance decreases as you make purchases.

    Shift credit cards have a limit of up to $1000 per day for transactions and a maximum withdrawal limit of $200 from ATMs.

    how to get crypto credit card

    Crypto credit cards are created through Visa or Mastercard.

    For this, you will have to issue a crypto credit card from any crypto organization.

    Companies dealing in cryptocurrency exchanges issue such cards.

    High interest on payment late

    Crypto credit cards also have high interest rates and late fees for late payments.

    Late payment also affects your credit score.

    Like traditional credit cards, this too has an annual fee.

    Foreign exchange is not charged

    The kind of additional charges that are levied on regular credit cards are not the same with crypto credit cards.

    For credit cards, charges are levied by banks, while the card charges are waived if the crypto credit card is spent up to a limit.

    Also, there is no foreign exchange charge in crypto credit cards.

    This fee is charged on the cards of banks.

    The value of reward points keeps on increasing and decreasing

    The value of reward points and cashback earned on credit card purchases does not increase.

    Whatever value you get, you pay it only.

    But the value of the reward points on crypto credit cards increases with the growth of cryptocurrency.

    Although it can also fall with a fall.

    It is just like the stock market where the value rises when the stock rises and the value falls when the stock falls.

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