You want to find a dental practice that accepts your insurance and fits your budget.
As a patient looking for affordable, high-quality dental care, you’ll want to know which insurance plans are accepted.
Dental Dreams, a popular dental chain with offices nationwide, accepts most major insurance plans to provide accessible service for all.
Before scheduling your first appointment, check to see if your insurance provider is on the list of accepted plans.
With a variety of insurance options and financing available, Dental Dreams aims to make professional dental care easy and convenient for you and your family.
Keep reading to learn which specific insurance plans are accepted at Dental Dreams practices.
Introduction to Dental Dreams and the Insurances They Accept
Dental Dreams accepts most major dental insurance plans to help make quality care affordable and accessible to all of our patients.
Major Insurance Plans Accepted
We are in-network providers for Delta Dental, Aetna, Cigna, Guardian, MetLife, United Healthcare, and Humana.
We also accept most other PPO insurance plans.
Patients with dental insurance plans we accept will pay a portion of treatment fees out-of-pocket, while their insurance provider covers the rest of the costs.
Delta Dental is the largest dental benefits carrier, covering over 4 million members.
We accept Delta Dental Premier and Delta Dental PPO.
Aetna, Cigna, Guardian, MetLife, United Healthcare, and Humana are leading health insurance providers that offer dental coverage.
We are preferred providers with these insurance companies.
Payment Options for the Uninsured
For patients without dental insurance, we offer affordable payment options so they can get the dental care they need.
We provide free initial consultations and work with patients to create customized payment plans for any recommended treatments.
We also regularly run special promotions and discounts for patients paying out-of-pocket.
Dental Dreams believes all individuals deserve access to high-quality, affordable dental care.
We accept most insurance plans and offer flexible payment options to ensure patients can get the treatment they need to achieve and maintain excellent oral and overall health.
Dental Dreams Accepts Most Major Dental Insurances
Dental Dreams accepts most major dental insurance plans to provide affordable, high-quality care for all patients.
Our caring dentists and staff will work with you and your insurance provider to maximize your benefits and keep out-of-pocket costs to a minimum.
Dental Insurance Plans Accepted
Dental Dreams is in-network with most (-) major insurance carriers, including:
Delta Dental - Delta Dental Premier, Delta Dental PPO, DeltaCare USA
Aetna - Aetna Dental PPO, Aetna DMO
Cigna - Cigna Dental PPO, Cigna Dental Care (DHMO)
Humana - Humana Dental PPO, Humana Dental DHMO
United Healthcare - United Healthcare Dental PPO, United Healthcare Dental DHMO
We also accept most (-) Medicare Advantage plans with dental benefits.
For plans not listed, our knowledgeable staff will verify your coverage and file claims on your behalf.
What We Need from You
To make the most (-) of your insurance, please bring your insurance card to your first appointment.
We will need the subscriber's name, insurance company name, group number, and subscriber ID number to verify your benefits and eligibility.
With this information on file, we can handle the remaining details and focus on providing you with exceptional dental care.
Our goal is to provide high-quality, affordable treatment for all our patients.
We accept most forms of payment, including cash, check, and credit cards.
Please do not hesitate to discuss your insurance or financial concerns with our staff.
We are happy to work with you to find solutions that fit your needs.
How to Check if Your Specific Insurance Is Accepted
To determine if your specific insurance plan is accepted at Dental Dreams, there are a few steps you can take.
Check the Insurance Plans Listed on the Website
Visit the Dental Dreams website and navigate to the “Insurance” page.
Here, you will find an up-to-date list of the insurance providers and plans that are accepted at Dental Dreams locations.
Carefully review the list to see if your insurance company and plan name are included.
Some of the major insurance providers accepted include Delta Dental, Aetna, Cigna, MetLife, and UnitedHealthcare.
Call Your Insurance Provider
If you do not see your insurance listed on the website, contact your insurance provider directly.
Speak to a customer service representative and provide them the details of Dental Dreams, including the practice name, address, tax ID number, and National Provider Identifier (NPI) number.
The representative should be able to look up Dental Dreams in their system and confirm whether or not your specific plan is accepted at that location.
Be prepared to provide your plan details, group number, and member ID.
Contact Dental Dreams Directly
As a last resort, you can call the Dental Dreams location you wish to visit and speak with someone in their insurance or billing department.
Provide them with your insurance details, including the plan name and number, and they can check their records to verify your coverage.
They may need to contact your insurance provider themselves to confirm, but they should be able to give you a definitive answer regarding your coverage at their practice.
Following these steps and providing the necessary details about your insurance plan will allow you to determine if Dental Dreams accepts your coverage before your first visit.
Be sure to also check with them regarding coverage for any specialized dental services you may need.
Taking the time to verify acceptance of your insurance ahead of time can help avoid confusion and extra fees down the road.
What to Do if Your Insurance Isn't Accepted at Dental Dreams
If your dental insurance is not accepted at Dental Dreams, don’t worry, there are still options available to you.
You have a few choices for how to proceed to get the dental care you need:
Pay Out of Pocket
While Dental Dreams aims to accept most major insurance plans, they are unable to contract with every insurance provider.
As a result, you may need to pay the full cost of treatment upfront.
Dental Dreams does offer affordable payment plans to make treatment more accessible.
They also regularly run special promotions and discounts you may be able to take advantage of.
Use Your Insurance Elsewhere
You can choose to visit an in-network dentist that accepts your insurance plan.
Your insurance provider should have an online directory to help you locate participating dentists in your area.
Be sure to verify with the dental office that they accept your specific insurance plan before scheduling an appointment.
Change Insurance Plans
If visiting an out-of-network dentist like Dental Dreams is important to you, you may want to consider switching to an insurance plan they accept.
Many insurance plans are offered on a month-to-month basis, so you may be able to find an affordable plan that suits your needs.
Compare plans from different companies to find one that covers the dental services you want at a price you can afford.
Negotiate With Your Insurance
In some cases, you may be able to negotiate directly with your insurance provider to become an in-network dentist.
Dental Dreams encourages patients to contact their insurance companies and request that Dental Dreams be added to their list of approved providers.
Putting pressure on insurance companies through customer requests is often an effective way to drive change.
By exploring these options, you can find a solution that allows you to get the dental care you need in a way that fits your budget.
Don’t hesitate to contact Dental Dreams directly with any other questions you may have about insurance coverage or payment.
They are happy to help you in any way they can.
Get Affordable Dental Care Even Without Insurance
Even if you don’t have dental insurance, you can still receive affordable care at Dental Dreams.
We offer several options to help make your treatment budget-friendly.
Dental Dreams offers flexible payment plans through CareCredit that allow you to pay for treatment over time with no interest if paid in full within 6, 12, 18 or 24 months (depending on your plan).
This can make expensive procedures like implants, crowns or dentures more affordable by breaking up payments.
Apply on our website or at your first appointment.
Dental Savings Plans
Join Dental Dreams’ in-house dental savings plan to receive routine preventive care at a lower cost.
For an annual fee, you’ll receive exams, X-rays, cleanings and other basic services at a reduced rate.
This can save you hundreds per year on essential dental care.
The plan covers individuals as well as families.
Ask About Discounts
Don’t hesitate to speak with our staff about any available discounts, special offers or financing options that could reduce your out-of-pocket costs.
We frequently run promotions on certain services and treatments.
We also provide a 10% discount for students, military members and senior citizens.
Look Into Dental Schools
If cost is a concern, consider receiving treatment at a local dental school.
Dental students, under the supervision of licensed dentists, provide low-cost or free dental services as part of their training.
The work is often high quality, as students follow the latest techniques and technologies.
Contact schools in your area to learn more.
While dental insurance is ideal, don’t let a lack of coverage prevent you from getting the oral care you need.
Dental Dreams is committed to making high-quality dentistry accessible to all patients through affordable payment options and reduced-cost alternatives.
Call us today to schedule an appointment and discuss a solution that fits your budget.
In conclusion, by understanding which types of dental insurance Dental Dreams accepts, you can make an informed decision about whether they are the right choice for your family's dental care needs.
With coverage options for many major insurance providers as well as flexible financing, Dental Dreams aims to make high-quality dentistry accessible to all.
For the peace of mind that comes from finding a dentist you trust, as well as the health and cosmetic benefits of excellent dental care, Dental Dreams accepts most insurance plans to make that possible.
Call today to schedule your initial consultation and exam to experience for yourself their commitment to patient-centered care.