As a patient, choosing a healthcare provider is an important decision.
You want to find doctors and facilities that will accept your insurance to avoid exorbitant out-of-pocket costs.
If you're considering Lark Health as your provider, you'll be relieved to know that Lark accepts most major insurance plans.
Lark aims to make high-quality healthcare accessible for all, so they work with a wide range of insurance carriers to ensure their patients have coverage.
Whether you have a plan through your employer, purchased insurance on your own, or have coverage through Medicare or Medicaid, Lark likely accepts your insurance.
Read on to see the full list of insurance plans and options Lark currently accepts.
With affordable healthcare options for every budget, Lark makes it easy to get the care you need.
Introduction to Lark Health
Lark Health Insurance Plans
Lark Health partners with most major health insurance providers to provide our diabetes prevention and management services.
We accept insurance plans that cover diabetes education, including Medicare Advantage, Medicaid, and most commercial insurances.
To check if your specific insurance plan covers Lark's services, you have a few options:
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Contact your insurance provider directly and inquire about coverage for CDC-recognized diabetes prevention programs and medical nutrition therapy services provided by registered dietitians.
Lark's services fall under these categories.
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Check if your insurance provider is listed on Lark's website as an accepted insurance partner.
We have direct contracts with many major insurers like UnitedHealthcare, Aetna, Cigna, and Blue Cross Blue Shield plans.
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Enroll in Lark's services and we will verify your insurance coverage details for you.
We will check with your insurance provider to confirm coverage for our programs at no additional cost to you.
If for some reason your insurance does not currently cover Lark's services, we provide affordable out-of-pocket options as well.
Overview of Lark's Virtual Care Services
Lark offers virtual care services to make quality healthcare more accessible and affordable.
We currently accept many major insurance plans to provide coverage for Lark's services.
Medicaid and CHIP
Lark is able to bill state Medicaid agencies and the Children's Health Insurance Program (CHIP) in select states.
Medicaid members in states where Lark bills Medicaid do not need to pay any out-of-pocket costs for Lark’s services.
Commercial Insurance
We are in-network with several major commercial insurance carriers, including Aetna, Cigna, UnitedHealthcare, and more.
We are continually expanding our insurance network to make Lark available to as many people as possible at low or no cost.
Members with one of our in-network commercial insurance plans will have all or most of the cost of Lark’s services covered.
Self-Pay Options
For those without insurance coverage or whose insurance does not currently cover Lark, we offer affordable self-pay options.
Lark Care starts at just $20 per month, providing unlimited 24/7 access to Lark's AI-based virtual care services.
More comprehensive plans are also available if desired.
In summary, Lark aims to make high-quality virtual healthcare accessible through various insurance plans and affordable self-pay options.
We work to continually expand coverage and keep costs low so that more people can benefit from convenient medical care whenever and wherever they need it.
Please check with your insurance provider to determine your coverage and out-of-pocket costs for Lark’s services.
Lark Accepts Most Major Insurance Plans
Lark accepts insurance from most major providers in the U.S., including Medicare, Medicaid, and private insurance.
We contract with insurance companies across the country to provide coverage for Lark services.
Medicare Advantage Plans
If you have a Medicare Advantage plan like Humana, Kaiser Permanente, Blue Cross Blue Shield or UnitedHealthcare, your Lark membership and visits may be fully or partially covered.
Lark is an in-network provider for many Medicare Advantage plans.
Check with your specific insurance provider to verify your Lark benefits and coverage details.
Medicaid
Lark accepts Medicaid insurance in many states.
Medicaid covers Lark primary care and counseling services for eligible members.
The coverage details and costs will depend on your state's Medicaid program.
Contact your state's Medicaid organization for specifics on Lark coverage and copays in your area.
Private Health Insurance
Lark is in-network with Aetna, Cigna, UnitedHealthcare and other major health insurance companies.
We negotiate contracts with providers to offer affordable care options for members.
The majority of Lark services including primary care visits, counseling and psychiatry are covered by private insurance plans.
Out-of-pocket costs will depend on your insurance provider and specific plan details like deductibles, copays and coinsurance.
Check with your insurance for coverage details for Lark providers in your network.
How to Check if Your Insurance Is Accepted
To determine if your health insurance plan is accepted by Lark, there are a few ways to check.
Lark aims to accept most major insurance plans, but it’s always best to verify your own plan’s coverage details.
Contact Your Insurance Provider
The most accurate way to check if your insurance is accepted by Lark is to contact your insurance provider directly.
Call the customer service phone number on the back of your insurance card and provide them with Lark’s tax ID number or NPI number.
Ask if outpatient mental health services and telehealth services provided by Lark Health are covered under your specific plan.
Be sure to also inquire about any co-pays, co-insurance or deductibles that may apply.
Check Your Insurance Provider’s Website
Many major insurance companies allow you to log in to their website to view details about your coverage, claims and benefits.
Once logged in, look for the “coverage,” “benefits” or “claims” section.
Search for behavioral health, mental health, outpatient or telehealth services.
Lark may be listed by name, or you may just see a note that those services are covered.
The site should also specify if any cost-sharing on your part applies.
Search Lark’s Insurance Lookup Tool
On Lark’s website, use the insurance lookup tool by entering your insurance provider and plan name.
If your plan is accepted, it will be listed along with any coverage details.
If your plan is not found, it’s best to follow up directly with your insurance provider to confirm, as the tool may not have the most up-to-date information on all plans.
Lark aims to provide affordable and accessible mental healthcare for all.
By taking the time to verify your insurance coverage details, you can gain peace of mind knowing your Lark services will be covered, or you may find you need to consider other options if your current plan does not provide coverage.
The most important thing is that you get the care you need.
Contact Lark to Learn More About Insurance Coverage
If you have questions about which types of insurance Lark accepts or the details of our insurance coverage, the best way to get accurate information is to contact our Member Support team.
Call Lark Member Support
You can reach Lark Member Support by calling 1-800-123-4567 Monday through Friday from 8 am to 8 pm EST and Saturday from 9 am to 5 pm EST.
Our knowledgeable representatives can provide details on the following types of insurance Lark accepts:
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Private health insurance including HMOs, PPOs, and employer-sponsored plans
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Public healthcare coverage like Medicaid and Medicare
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Supplemental insurance such as dental, vision, and prescription coverage
When you call, be prepared to provide information such as your insurance carrier, group number, and member ID so our team can look up the specifics of your plan details.
We can then confirm if your insurance is accepted by Lark, if any out-of-pocket costs may apply, which Lark services are covered, and how to properly submit claims to your insurance provider.
Check Your Insurance Provider's Website
Many major insurance carriers maintain a list on their official website of healthcare providers, facilities and companies within their network.
Visit your insurance company's website and look for a "find a doctor" or "provider search" feature.
Enter "Lark Health" to check if we are listed as an accepted provider for your plan.
The details shown may include information on coverage of specific Lark services as well as any associated costs.
Ask Your Insurance Carrier Directly
If you are still unsure or need clarification on your coverage for Lark's services, contacting your insurance carrier's member support team is the most direct approach.
They have access to your specific plan details and can confirm definitively if Lark is within your network and what portion of costs, if any, you would be responsible for.
Be prepared to provide them the same information as when calling Lark to look up your plan specifics.
By contacting Lark Member Support, checking with your insurance provider's website, or asking your insurance carrier directly, you can get answers to all your questions about insurance coverage for Lark's services.
Our goal is to make healthcare as accessible, affordable and hassle-free as possible for all our members.
Please let us know if there's any other way we can assist you.
Conclusion
As you can see, Lark accepts a wide range of insurance plans so you have many options to choose from.
Whether you have insurance through your employer, purchased an individual plan, or have coverage through a government program like Medicare, Lark likely accepts your insurance.
The key is to check with your specific insurance provider to confirm that Lark doctors and services are covered and in-network for the best rates.
With affordable options and high quality care available, you owe it to yourself and your health to take advantage of the insurance plans Lark accepts.
Make that call today to find a doctor, schedule an appointment, and get the care you need.
Your health and well-being are worth the investment.
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